{"id":8525,"date":"2024-01-16T05:19:23","date_gmt":"2024-01-16T05:19:23","guid":{"rendered":"https:\/\/www.tankhapay.com\/blog\/?p=8525"},"modified":"2024-07-06T07:24:53","modified_gmt":"2024-07-06T07:24:53","slug":"section-80gg","status":"publish","type":"post","link":"https:\/\/www.tankhapay.com\/blog\/section-80gg\/","title":{"rendered":"Section 80GG &#8211; Tax Claim Deduction for Rent Paid 2024"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_78 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#What_is_Section_80GG\" >What is Section 80GG?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#Who_Qualifies_for_a_Section_80GG_Tax_Deduction\" >Who Qualifies for a Section 80GG Tax Deduction?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#80GG_Deduction_Limits\" >80GG Deduction Limits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#What_Constitutes_the_Deductible_Amount_Under_Section_80GG\" >What Constitutes the Deductible Amount Under Section 80GG?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#Benefits_of_Section_80GG\" >Benefits of Section 80GG<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#Limitations_of_Section_80GG\" >Limitations of Section 80GG<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#Section_80GGs_Tax_Deductions_for_Property_Owners\" >Section 80GG\u2019s Tax Deductions for Property Owners<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#Procedure_for_Claiming_Deduction_Under_Section_80GG\" >Procedure for Claiming Deduction Under Section 80GG<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#How_to_Fill_Form_10BA\" >How to Fill Form 10BA?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#How_to_get_Form_10BA\" >How to get Form 10BA?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#Frequently_Asked_Questions_about_Section_80GG\" >Frequently Asked Questions about Section 80GG<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#Can_I_claim_both_HRA_and_deduction_under_section_80GG_simultaneously\" >Can I claim both HRA and deduction under section 80GG simultaneously?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#Who_is_eligible_for_deduction_under_Section_80GG\" >Who is eligible for deduction under Section 80GG?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#What_is_Form_10BA_in_relation_to_Section_80GG\" >What is Form 10BA in relation to Section 80GG?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#Can_I_claim_Section_80GG_if_I_live_with_my_parents_and_pay_them_rent\" >Can I claim Section 80GG if I live with my parents and pay them rent?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#Can_I_claim_Section_80GG_if_I_own_a_house_in_a_different_city_but_live_in_a_rented_residence\" >Can I claim Section 80GG if I own a house in a different city but live in a rented residence?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/#Can_I_claim_Section_80GG_benefits_if_the_property_is_in_my_fathers_name\" >Can I claim Section 80GG benefits if the property is in my father's name?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p>Section 80GG is more than just a tax provision, it&#8217;s a potential game-changer for your finances. If you find yourself navigating the intricacies of accommodation rent payments and wondering how to make the most of it in your tax filing, you&#8217;re in the right place. This section holds the key to deductions that could significantly ease your tax burden!<\/p>\n<p>In this article, we&#8217;ll unravel the mysteries of Section 80GG, break down its implications, and empower you with the knowledge to navigate your way through tax season seamlessly.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_Section_80GG\"><\/span>What is Section 80GG?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Section 80GG is a provision within the framework of the Income Tax Act that provides taxpayers with the opportunity to claim deductions for accommodation rent payments. This deduction is accessible to salaried and self-employed individuals, extending to those with no income. By leveraging this provision, individuals can effectively mitigate their overall tax liability, demonstrating the Act&#8217;s commitment to equitable tax treatment.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Who_Qualifies_for_a_Section_80GG_Tax_Deduction\"><\/span>Who Qualifies for a Section 80GG Tax Deduction?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Individuals who pay rent for their accommodation but do not receive any House Rent Allowance (HRA) from their employer are eligible to claim a deduction under Section 80GG. However, certain conditions must be met:<\/p>\n<ul>\n<li>The individual should not possess any residential property at their place of employment or business.<\/li>\n<li>The individual, their spouse, or minor child should not own any residential property elsewhere.<\/li>\n<li>The individual must refrain from claiming HRA deductions under other sections of the Income Tax Act.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"80GG_Deduction_Limits\"><\/span>80GG Deduction Limits<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The eligible amount for deduction under Section 80GG is determined based on the following criteria. The deduction is granted based on the lowest value among these three criteria:<\/p>\n<ul>\n<li>Rs.5,000 per month or Rs.60,000 per year<\/li>\n<li>25% of the total income (excluding specific categories like long-term capital gains, short-term capital gains under Section 111A, and income under Section 115A or 115D, along with deductions under Sections 80C to 80U. This calculation considers income before making a deduction under Section 80GG).<\/li>\n<li>Actual rent paid less than 10% of income<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"What_Constitutes_the_Deductible_Amount_Under_Section_80GG\"><\/span>What Constitutes the Deductible Amount Under Section 80GG?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The deduction under Section 80GG is contingent upon specific conditions:<\/p>\n<ul>\n<li>The maximum deduction allowable is Rs. 2,000 per month or 25% of the total income, whichever is lower.<\/li>\n<li>The rent paid must exceed 10% of the total income.<\/li>\n<\/ul>\n<p>The term &#8220;total income&#8221; encompasses earnings from all sources, encompassing salary, business, and other avenues.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Benefits_of_Section_80GG\"><\/span>Benefits of Section 80GG<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Section 80GG offers a key advantage by granting a tax deduction to individuals who incur rental expenses for their accommodation despite not receiving a House Rent Allowance (HRA). This proves particularly advantageous for individuals with lower incomes or those in the early stages of their careers. Furthermore, it serves as a valuable means to diminish tax liability and enhance overall savings.<\/p>\n<p>This deduction is inclusive and available to both salaried and self-employed individuals, extending its benefits even to those without an active income.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Limitations_of_Section_80GG\"><\/span>Limitations of Section 80GG<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>While Section 80GG provides a valuable tax deduction, it comes with certain limitations:<\/p>\n<ul>\n<li><b>\u00a0Deduction Cap: <\/b>The maximum deduction allowable is capped at Rs. 2,000 per month or 25% of the total income, whichever is lower. This limitation may render the tax benefit relatively modest, particularly for individuals with higher incomes or substantial rent payments.<\/li>\n<li><b>Rent-to-Income Ratio: <\/b>To qualify for the deduction, the rent paid must exceed 10% of the total income. This requirement may exclude individuals paying lower rents or those with higher incomes from availing of the tax benefit.<\/li>\n<li><b>No Concurrent Benefits: <\/b>Individuals claiming a deduction under Section 80GG cannot simultaneously benefit from tax rebates under other sections for the same rent paid. This restricts the potential cumulative tax benefits available to the taxpayer.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Section_80GGs_Tax_Deductions_for_Property_Owners\"><\/span>Section 80GG\u2019s Tax Deductions for Property Owners<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To avail of Section 80GG deductions, property owners need to meet specific criteria:<\/p>\n<ul>\n<li><b>Residency Requirement: <\/b>Owners must pay rent for their current residence.<\/li>\n<li><b>Workplace Location: <\/b>Owned properties should not be in the same city or location as their workplace. If they own property in the city but choose to rent, Section 80GG doesn&#8217;t apply.<\/li>\n<li><b>Strategic Ownership: <\/b>Owning property in a different city while claiming rent benefits in the working city is permissible. In this scenario, the owned property is treated as let out.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Procedure_for_Claiming_Deduction_Under_Section_80GG\"><\/span>Procedure for Claiming Deduction Under Section 80GG<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The procedure is straightforward, you need to follow these simple steps:<\/p>\n<ul>\n<li>Include Form 10BA while filing the income tax return.<\/li>\n<li>Provide details like house rent amount, complete addresses of the landlord and assessee, rental period specifics, and proof of rent paid.<\/li>\n<li>Include basic information about the assessee and landlord, such as names and contact details.<\/li>\n<li>Keep supporting documents like the rental agreement and government-issued ID cards readily available.<\/li>\n<li>Confirm that the employer does not reimburse the rent paid, as only self-funded rent qualifies for the deduction.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Fill_Form_10BA\"><\/span>How to Fill Form 10BA?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Completing Form 10BA is essential for individuals seeking to claim a deduction under section 80GG for rent paid on a rental property. This declaration ensures that the claimant is not availing the benefit of a self-occupied property elsewhere, either in a different location or at the same employment location.<\/p>\n<ul>\n<li>Provide your Name and PAN for identification.<\/li>\n<li>Furnish the complete address of the assessee for correspondence.<\/li>\n<li>Specify the tenure and precise amount of rent paid.<\/li>\n<li>Indicate the preferred mode of rent payment for clarity.<\/li>\n<li>Include the name and address of the landlord with accuracy.<\/li>\n<li>Provide the PAN of the landlord if the rental amount exceeds INR 1 lakh.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_to_get_Form_10BA\"><\/span>How to get Form 10BA?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Acquiring Form 10BA is a straightforward process. Individuals can obtain the form from their organisation&#8217;s HR department or visit tax offices for a physical copy. Alternatively, the form is readily available for download on the official Income Tax website, providing easy accessibility for individuals to proceed with their tax-related declarations.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_about_Section_80GG\"><\/span>Frequently Asked Questions about Section 80GG<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<style>#sp-ea-8528 .spcollapsing { height: 0; overflow: hidden; transition-property: height;transition-duration: 300ms;}#sp-ea-8528.sp-easy-accordion>.sp-ea-single {margin-bottom: 10px; border: 1px solid #e2e2e2; }#sp-ea-8528.sp-easy-accordion>.sp-ea-single>.ea-header a {color: #444;}#sp-ea-8528.sp-easy-accordion>.sp-ea-single>.sp-collapse>.ea-body {background: #fff; color: #444;}#sp-ea-8528.sp-easy-accordion>.sp-ea-single {background: #eee;}#sp-ea-8528.sp-easy-accordion>.sp-ea-single>.ea-header a .ea-expand-icon { float: left; color: #444;font-size: 16px;}<\/style><div id=\"sp_easy_accordion-1705382139\"><div id=\"sp-ea-8528\" class=\"sp-ea-one sp-easy-accordion\" data-ea-active=\"ea-click\" data-ea-mode=\"vertical\" data-preloader=\"\" data-scroll-active-item=\"\" data-offset-to-scroll=\"0\"><div class=\"ea-card ea-expand sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"Can_I_claim_both_HRA_and_deduction_under_section_80GG_simultaneously\"><\/span><a class=\"collapsed\" id=\"ea-header-85280\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse85280\" aria-controls=\"collapse85280\" href=\"#\" aria-expanded=\"true\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-minus\"><\/i> Can I claim both HRA and deduction under section 80GG simultaneously?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse collapsed show\" id=\"collapse85280\" data-parent=\"#sp-ea-8528\" role=\"region\" aria-labelledby=\"ea-header-85280\"> <div class=\"ea-body\"><p>No, it's exclusive. If you are already claiming HRA, you cannot simultaneously claim a deduction under section 80GG.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"Who_is_eligible_for_deduction_under_Section_80GG\"><\/span><a class=\"collapsed\" id=\"ea-header-85281\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse85281\" aria-controls=\"collapse85281\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Who is eligible for deduction under Section 80GG?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse85281\" data-parent=\"#sp-ea-8528\" role=\"region\" aria-labelledby=\"ea-header-85281\"> <div class=\"ea-body\"><p>Salaried individuals without HRA benefits can claim a deduction under Section 80GG.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"What_is_Form_10BA_in_relation_to_Section_80GG\"><\/span><a class=\"collapsed\" id=\"ea-header-85282\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse85282\" aria-controls=\"collapse85282\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> What is Form 10BA in relation to Section 80GG?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse85282\" data-parent=\"#sp-ea-8528\" role=\"region\" aria-labelledby=\"ea-header-85282\"> <div class=\"ea-body\"><p>Form 10BA is a declaration required for individuals claiming a deduction under section 80GG for rent paid on rental property.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"Can_I_claim_Section_80GG_if_I_live_with_my_parents_and_pay_them_rent\"><\/span><a class=\"collapsed\" id=\"ea-header-85283\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse85283\" aria-controls=\"collapse85283\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Can I claim Section 80GG if I live with my parents and pay them rent?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse85283\" data-parent=\"#sp-ea-8528\" role=\"region\" aria-labelledby=\"ea-header-85283\"> <div class=\"ea-body\"><p>Yes, you can claim Section 80GG while living with your parents if you have a rental agreement with them, and they declare the rental payment as part of their income.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"Can_I_claim_Section_80GG_if_I_own_a_house_in_a_different_city_but_live_in_a_rented_residence\"><\/span><a class=\"collapsed\" id=\"ea-header-85284\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse85284\" aria-controls=\"collapse85284\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Can I claim Section 80GG if I own a house in a different city but live in a rented residence?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse85284\" data-parent=\"#sp-ea-8528\" role=\"region\" aria-labelledby=\"ea-header-85284\"> <div class=\"ea-body\"><p>Yes, you can claim Section 80GG for the rent paid, provided you do not own a house in your city.<\/p><\/div><\/div><\/div><div class=\"ea-card sp-ea-single\"><h3 class=\"ea-header\"><span class=\"ez-toc-section\" id=\"Can_I_claim_Section_80GG_benefits_if_the_property_is_in_my_fathers_name\"><\/span><a class=\"collapsed\" id=\"ea-header-85285\" role=\"button\" data-sptoggle=\"spcollapse\" data-sptarget=\"#collapse85285\" aria-controls=\"collapse85285\" href=\"#\" aria-expanded=\"false\" tabindex=\"0\"><i aria-hidden=\"true\" role=\"presentation\" class=\"ea-expand-icon eap-icon-ea-expand-plus\"><\/i> Can I claim Section 80GG benefits if the property is in my father's name?<\/a><span class=\"ez-toc-section-end\"><\/span><\/h3><div class=\"sp-collapse spcollapse \" id=\"collapse85285\" data-parent=\"#sp-ea-8528\" role=\"region\" aria-labelledby=\"ea-header-85285\"> <div class=\"ea-body\"><p>Yes, you can claim Section 80GG benefits when the property is in your father's name, and you pay rent to him, subject to having a rental agreement and submitting Form 10BA.<\/p><\/div><\/div><\/div><script type=\"application\/ld+json\">{ \"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"@id\": \"sp-ea-schema-8528-69f6a2a98a92f\", \"mainEntity\": [{ \"@type\": \"Question\", \"name\": \"Can I claim both HRA and deduction under section 80GG simultaneously?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"No, it's exclusive. If you are already claiming HRA, you cannot simultaneously claim a deduction under section 80GG.\" } },{ \"@type\": \"Question\", \"name\": \"Who is eligible for deduction under Section 80GG?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Salaried individuals without HRA benefits can claim a deduction under Section 80GG.\" } },{ \"@type\": \"Question\", \"name\": \"What is Form 10BA in relation to Section 80GG?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Form 10BA is a declaration required for individuals claiming a deduction under section 80GG for rent paid on rental property.\" } },{ \"@type\": \"Question\", \"name\": \"Can I claim Section 80GG if I live with my parents and pay them rent?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Yes, you can claim Section 80GG while living with your parents if you have a rental agreement with them, and they declare the rental payment as part of their income.\" } },{ \"@type\": \"Question\", \"name\": \"Can I claim Section 80GG if I own a house in a different city but live in a rented residence?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Yes, you can claim Section 80GG for the rent paid, provided you do not own a house in your city.\" } },{ \"@type\": \"Question\", \"name\": \"Can I claim Section 80GG benefits if the property is in my father&#039;s name?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"Yes, you can claim Section 80GG benefits when the property is in your father's name, and you pay rent to him, subject to having a rental agreement and submitting Form 10BA.\" } }] }<\/script><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<div class=\"tmnf_excerpt\">Section 80GG is more than just a tax provision, it&#8217;s a potential game-changer for your financ\u2026<\/div>","protected":false},"author":1,"featured_media":8532,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[146],"tags":[],"class_list":["post-8525","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-employee-support"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.2 (Yoast SEO v26.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Section 80GG - Tax Claim Deduction for Rent Paid 2024<\/title>\n<meta name=\"description\" content=\"Explore everything important about Section 80GG. Follow our article to learn about tax deductions on accommodation rent payments.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tankhapay.com\/blog\/section-80gg\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Section 80GG - Tax Claim Deduction for Rent Paid 2024\" \/>\n<meta property=\"og:description\" content=\"Explore everything important about Section 80GG. 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