A person insured under ESIC can enrol all his dependents under ESIC, and can avail of cash-free medical treatments, at the assigned ESIC dispensary or referred ESIC hospital.
Medical Benefits include hospitalisations, medications, specialist consultations, laboratory testing and imaging, immunisations etc.
Maternity Benefits are provided to insured workers for up to 26 weeks and for specific amounts of time in case of complications, depending on the reason.
In case of temporary disablement, certain amounts of wages are payable for the duration of the disability. In case of permanent disablement, the duration is determined by the medical board.
Members of EPF can attain a lump-sum amount on retirement.
Members of EPF will receive a monthly pension.
In case of the death of a member of EPF, the nominee is eligible for a benefit amount of up to Rs. 7 lakhs.
The widow/ widower of a deceased insured person is eligible for a minimum pension of Rs. 1,000/ month, and each child receives a pension amount as well.
A member of EPF can avail of an advance of up to 75% of the amount available in their PF account in case of unemployment.
This includes hospitalisation, specialist consultations, lab tests, imagery etc.
All Dependents covered under ESI for free
Compensation of 70% of daily average wages in case of sickness
Maternity benefits of 26 weeks and additional benefits for specific time periods in case of complications.
Workers can avail an advance of up to 75% of the amount in PF account. Under ESI, they can get an allowance of 50% of wages in case of layoffs.
Compensation of wages in case of temporary and permanent disablement
Up to Rs. 7 lakhs provided to the nominee in case of death of a PF member. Monthly compensation provided to widow/widower and orphans children.
A lump-sum amount on retirement and monthly pension provided to a PF member on retirement.